How Much Does Rehab Cost With Insurance?

After fighting addiction, you’ve made up your mind to go to rehab and now you have to think about the cost. The good news is that rehabilitation centers are willing to help you and will go the extra mile to find a way for you to get the help you need. Proper treatment can be costly if you’re paying out of pocket but luckily there is insurance that can cover the bulk of the cost. 

Inpatient Program Costs

Inpatient programs take anywhere from three months to a year to complete and include meals and lodging. The patient brings their clothing and toiletries to the program. Items like shampoos and conditioners are subject to inspection to ensure that no contraband is brought into the facility. If you’re a smoker you or a loved one can provide money to the nurses and they will buy cigarettes for you if you haven’t earned a day off. You can get time away from the facility if you need a break to see your family and visitors are allowed to come in as well. 

For the most part, the staff is focused on getting you better and back to your regular life with the tools you need to stay sober indefinitely. The cost of these programs with insurance is about the same amount as the cost of a regular hospital stays depending on the program needs and medical care necessary. Of course, you’ll have a deductible to meet as well as co-pays depending on your insurance provider but any out of pocket costs can be on a payment plan with the facility. They are there to help you and not cause you any added stress.

Outpatient Program Costs

Outpatient programs are sometimes seen as a safe place to be heard but there is so much more help that is offered at a rehabilitation facility than there is at a church meeting. Outpatient programs cost significantly less than inpatient programs but are more relaxed and at your leisure. There are intensive outpatient programs that are designed for patients who want to get sober but can not afford to spend months away from home in a facility. These people typically have small children and families that depend on them. 

Outpatient programs are very similar to inpatient programs in the sense that you will still have access to prescriptions that help you abstain from your problem substances or cravings and you will be seeing a psychiatrist regularly to help you cope with everyday life and curb your urges. The payment for outpatient programs is around the same amount as a doctor’s office visit. This is also dependant on your insurance plan, typically you’ll pay around 20% of the cost of a regular visit.

Both inpatient and outpatient programs have proven to be successful for individuals with all types of disorders. You can tailor your individual needs with a psychiatrist during your initial session to see which option works best for you. Sometimes getting away from your life and working on your inner self in a facility designed for your success is what you need. And even if you can not get away from your responsibilities you can find your sober self again in an intensive outpatient program. 

If you’re interested in medication that could help, there are prescriptions available that could help alcoholics subdue anxiety and suppress the urge to drink. Addiction therapists and specialists are willing to dispense these prescriptions but sometimes require the individual to go through a detox period before this can happen. An adequate detox must be done in a facility like a drug treatment center in Los Angeles where the patient can be monitored and given medication if needed. 

If you feel as though you need help, speak to someone right away. Even if you don’t have insurance, you can explore your options on sites like healthquotegurus.com and view and compare insurance quotes from major providers. No matter what circumstances you’re in, the staff at rehabilitation centers have the knowledge and resources to help you get back on track.

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